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Homeownership has long been the primary means for households to accumulate wealth within Canadian society. However, homeownership continues to be out of reach for many Black households in Canada.

In fact, data from the most recent census suggest Black households continue to have the lowest probability of homeownership compared to other racialized groups (Younglai 2021).


The purpose of this research study is to examine the factors influencing the low homeownership rate among Black Canadians. It will examine the barriers to homeownership for Black Canadians and how real estate professionals work to navigate these challenges to enable Black households to own their homes.


The findings from this study will help produce more effective public policies to help make homeownership more affordable for racialized people, particularly Black Canadians.


We are looking for the following:

Industry professionals

Realtors, real estate lawyers, mortgage specialists, home inspectors and appraisers who have worked with Black homebuyers in the Greater Toronto-Hamilton Area since 2006. 

Black homebuyers

Black people who have purchased or attempted to purchase a home (residential property) since 2006. If you decide to take part in this study, you will be asked to participate in an anonymous online survey to answer a series of questions about your home buying experience in the GTHA. It will not ask for your name, contact number, email or address, but it will ask for your age group, income group, gender and ethnic origin. The survey should take you about 25 – 30 minutes to complete. 

This project has been reviewed by the Research Ethics Boards at Toronto Metropolitan University in Canada (REB protocol number 2021-301) and funded by Canada Housing and Mortgage Corporation.

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